If you need assistance, please call 757-917-5197



In order to determine how much your monthly payments will be and how much home you can afford when you become a homeowner, you must know these two numbers right away - how much your monthly payments will be and how much home you can afford. Our mortgage calculator* can help you get a fairly accurate picture of both.


The critical data is how much cash you want to borrow. Your down payment amount is used to determine how much money you will need. To get a good idea of how much your loan will be, search online listings of available homes in your preferred neighborhood.


30-year mortgages are the most typical, but you may also choose a 15- or 20-year mortgage in order to pay down your home sooner. The reason 30-year loans are so common is that they are usually the most economical in the short term. They distribute out the payments over a longer period of time, resulting in much smaller monthly payments.


Lenders offer rates based on numerous variables, including your credit rating, your income, and your debts. The numbers are different for three-month, one-year, and adjustable-term loans, so be sure you are looking at the correct one. To get an accurate rate, we can connect you with our preferred lender, OVM Financial.


In addition to VA loans, there are many kinds of mortgages that enable you to make affordable down payments. A traditional down payment of 20% is usually required, but there are also lots of conventional loans with lower down payments. And if you can afford to increase your down payment, it will lower your monthly mortgage payment as well as the total interest you pay over the life of the loan.

To learn more or get started with your home search, call (757) 917-5197 or fill out our contact form. 

Earl Sanders Realty, Inc.
760 Lynnhaven Pkwy, Suite 100
Virginia Beach, VA 23452
Kelly Cordero
Branch Manager / Regional Manager
Mobile: 757-348-7053
Office: 757-689-8778
Email: kelly@cbmmortgage.com
NMLSR ID #282839
760 Lynnhaven Pkwy, Suite 101
Virginia Beach, VA 23452
Branch NMLS ID # 1743533
CBM Mortgage, Inc.– Company NMLS #282839 www.nmlsconsumeraccess.org
CBM Mortgage is an Equal Housing Lender

©2023 REIN, Inc. Information Deemed Reliable But Not Guaranteed. The listings data displayed on this medium comes in part from the Real Estate Information Network, Inc, (REIN) and has authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.

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REIN update its listing on a daily basis. data last updated: November 28, 2023

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings, user is advised to verify the accuracy of the listing information before making any financial decisions.

Some or all of the listings (or listings data) represented in this application have been enhanced with data not provided by REIN. The enhancements are as follows: Property Description, Property Photos. The source of these enhancements are: Google, Zillow, Trulia, etc.

This website does not include information on all the properties available for sale at this time.
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